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Half Year 2022 Direct Line Insurance Group PLC Earnings Call Transcript
Good morning, everyone, and welcome to our 2022 half year results presentation. It's lovely to see so many of you in-person at this, frankly, extraordinary venue. Thank you [Goldman's] and a warm welcome to all of you joining us online as well.
I'm joined here today, as usual, by Neil Manser, our CFO and there are various members of our executive team in the audience as well. Feel free to grill them afterwards.
Before I hand over to Neil, I just want to reflect on the trading update that we issued last month where we spoke to many of you about the complex dynamics that are operating in the market at the moment, affecting the Motor business and wider industry.
And so it's ultimately about looking ahead and anticipating claims costs based on what you can see today and what you know of the past. In all honesty, this is a complex when there was a period of heightened inflation, war in Europe, supply chain dislocations, uncertain customer behavior as we exit the pandemic and pricing reform, all set
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