Q4 2022 Horace Mann Educators Corp Earnings Call Transcript
Good day, and welcome to the Horace Mann Educators Q4 2022 investor call. (Operator Instructions) Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to Heather Wietzel, Vice President, Investor Relations. Please go ahead.
Thank you, and good morning, everyone. Welcome to Horace Mann's discussion of our fourth quarter and full year results. Yesterday, we issued our earnings release, investor supplement and investor presentation. Copies are available on the Investor page of our website.
Marita Zuraitis, President and Chief Executive Officer, and Bret Conklin, Executive Vice President and Chief Financial Officer will give the formal remarks on today's call. With us for the Q&A, we have Matt Sharpe, Mark Desrochers,
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