Business Description
Horace Mann Educators Corp
NAICS : 524126
SIC : 6331
ISIN : US4403271046
Share Class Description:
FRA:HM9: Ordinary SharesDescription
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The company uses several former teachers in its salesforce. Its segments include Property and Casualty, Supplemental & Group Benefits, Life & Retirement, and Corporate and Other.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.07 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.43 | |||||
| Debt-to-EBITDA | 2.9 | |||||
| Interest Coverage | 4.67 | |||||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.89 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.1 | |||||
| 3-Year EBITDA Growth Rate | -17.6 | |||||
| 3-Year EPS without NRI Growth Rate | -19.8 | |||||
| 3-Year FCF Growth Rate | 5.7 | |||||
| 3-Year Book Growth Rate | -12.7 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 34.78 | |||||
| Future 3-5Y Total Revenue Growth Rate | 8.48 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 31.71 | |||||
| 9-Day RSI | 38.09 | |||||
| 14-Day RSI | 44.42 | |||||
| 6-1 Month Momentum % | 27.33 | |||||
| 12-1 Month Momentum % | 29.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.42 | |||||
| Dividend Payout Ratio | 0.55 | |||||
| 3-Year Dividend Growth Rate | 3.2 | |||||
| Forward Dividend Yield % | 3.51 | |||||
| 5-Year Yield-on-Cost % | 4 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 | |||||
| Shareholder Yield % | 1.68 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 6.76 | |||||
| FCF Margin % | 23.36 | |||||
| ROE % | 8.77 | |||||
| ROA % | 0.74 | |||||
| ROIC % | 0.94 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 15.64 | |||||
| Forward PE Ratio | 10.43 | |||||
| PE Ratio without NRI | 15.89 | |||||
| Shiller PE Ratio | 13.68 | |||||
| PEG Ratio | 5.48 | |||||
| PS Ratio | 1.06 | |||||
| PB Ratio | 1.24 | |||||
| Price-to-Tangible-Book | 1.49 | |||||
| Price-to-Free-Cash-Flow | 4.5 | |||||
| Price-to-Operating-Cash-Flow | 4.5 | |||||
| EV-to-EBIT | 12.99 | |||||
| EV-to-EBITDA | 11.19 | |||||
| EV-to-Revenue | 1.37 | |||||
| EV-to-FCF | 5.83 | |||||
| Price-to-Projected-FCF | 0.52 | |||||
| Price-to-Median-PS-Value | 0.81 | |||||
| Price-to-Graham-Number | 1.03 | |||||
| Earnings Yield (Greenblatt) % | 7.7 | |||||
| FCF Yield % | 22.59 | |||||
| Forward Rate of Return (Yacktman) % | -4.71 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Horace Mann Educators Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,412.24 | ||
| EPS (TTM) (€) | 2.292 | ||
| Beta | -0.13 | ||
| Volatility % | 24.25 | ||
| 14-Day RSI | 44.42 | ||
| 14-Day ATR (€) | 0.321388 | ||
| 20-Day SMA (€) | 37.6 | ||
| 12-1 Month Momentum % | 29.05 | ||
| 52-Week Range (€) | 29.2 - 39.6 | ||
| Shares Outstanding (Mil) | 40.76 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Horace Mann Educators Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Horace Mann Educators Corp Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Horace Mann Educators Corp Frequently Asked Questions
What is Horace Mann Educators Corp(FRA:HM9)'s stock price today?
The current price of FRA:HM9 is €36.80. The 52 week high of FRA:HM9 is €39.60 and 52 week low is €29.20.
When is next earnings date of Horace Mann Educators Corp(FRA:HM9)?
The next earnings date of Horace Mann Educators Corp(FRA:HM9) is 2025-02-07 Est..
Does Horace Mann Educators Corp(FRA:HM9) pay dividends? If so, how much?
The Dividend Yield %  of Horace Mann Educators Corp(FRA:HM9) is 3.42% (As of Today), Highest Dividend Payout Ratio of Horace Mann Educators Corp(FRA:HM9) was 2.59. The lowest was 0.23. And the median was 0.41. The  Forward Dividend Yield % of Horace Mann Educators Corp(FRA:HM9) is 3.51%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers