Q4 2020 Horace Mann Educators Corp Earnings Call Transcript
Good morning, and welcome to the Horace Mann Educators Fourth Quarter and Year-end 2020 Investors Call. (Operator Instructions) Please note, this event is being recorded. I would now like to turn the conference over to Heather Wietzel, Vice President of IR. Please go ahead.
Thank you, and good morning, everyone. Welcome to Horace Mann's discussion of our full year and fourth quarter results. Yesterday, we issued our earnings release and investor supplement. Copies are available on the Investor page of our website, along with our investor presentation, which was posted this morning. Marita Zuraitis, President and Chief Executive Officer; and Bret Conklin, Executive Vice President and Chief Financial Officer, will give the formal remarks on today's call.
With us for the Q&A, we have Matt Sharpe in distribution, Mark Desrochers on P&C, Wade Rugenstein on Supplemental; Mike Weckenbrock in Life and Retirement; and Ryan Greenier on Investments.
Before turning it over to Marita
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