Q3 2019 Horace Mann Educators Corp Earnings Call Transcript
Good morning and welcome to Horace Mann's third quarter investor call. (Operator Instructions) Please note this event is being recorded.
I would now like to turn the conference over to Heather Wietzel, Vice President, Investor Relations. Please go ahead.
Thank you and good morning, everyone. Welcome to Horace Mann's discussion of our third quarter 2019 results. Yesterday, we issued our earnings release and investor supplement. Copies are available on the Investor Page of our website, along with our investor presentation which was posted this morning. Our speakers today are Marita Zuraitis, President and Chief Executive Officer; and Bret Conklin, Executive Vice President and Chief Financial Officer. They are in 2 different locations. Joining Marita in Bermuda for the Q&A is Bill Caldwell, EVP Product. Bret is here in Springfield, along with Matt Sharpe, EVP Strategy and Business Development; Wade Rugenstein, EVP Operations, and Ryan Greenier, VP Corporate Finance.
Before
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