UBS Group AG at Goldman Sachs European Financial Conference Transcript
So good morning and welcome back to our next session of our third and final day of our 25th Annual European Financials Conference. It gives me a great pleasure to introduce our next speaker, Ralph Hamers. Ralph is the Chief Executive of UBS. He's been at UBS now for 9.5 months, and this is his first major conference in his capacity as the CEO of UBS, which is obviously terrific.
Ralph, you have chosen absolutely the correct conference to begin with. Can I just pause here, Ralph, on a serious note, and say, thank you for making the time today. I know it wasn't easy, and you had to work with your calendar. So therefore, thank you, and I hope we make you feel welcome over this session.
Questions & Answers
Ralph, I want to kick off with the first question. You've been at UBS now for 9.5 months. I think that
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