Q3 2023 SB Financial Group Inc Earnings Call Transcript
Good morning, and welcome to the SB Financial third quarter 2023 conference call and webcast. I would like to inform you that this conference call is being recorded. (Operator Instructions) I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.
Thank you, and good morning, everyone. I'd like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com.
Joining me today are Mark Klein, Chairman, President, and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer.
Today's presentation may contain forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP financial measures are included in today's earnings release materials as well as our SEC filings. These materials are available on our website, and we encourage participants to refer to them for a
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