Q1 2020 SB Financial Group Inc Earnings Call Transcript
Good day, and welcome to the SB Financial Group First Quarter 2020 Conference Call. (Operator Instructions). Please note, this event is being recorded. I would now like to turn the conference over to Carol Robbins. Please go ahead.
Thank you, Elissa. Good morning, everyone. I'd like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com. Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; Ernesto Gaytan, Chief Technology Innovation and Operations Officer; and Jon Gathman, Senior Lending Officer.
This call may contain forward-looking statements regarding SB Financial's performance, anticipated plans, operational results and objectives. Forward-looking statements are based on management's expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those
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