Q4 2020 SB Financial Group Inc Earnings Call Transcript
Good day, and welcome to the SB Financial Group Fourth Quarter 2020 Conference Call. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to [Sarah Mika]. Please go ahead.
Good morning, everyone. I would like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com. Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Jon Gathman, Senior Lending Officer.
This call may contain forward-looking statements regarding SB Financial's performance, anticipated plans, operational results and objectives. Forward-looking statements are based on management's expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those expressed or implied on our call today. We have identified a number of different factors within the forward-looking statements at the
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