Q3 2023 Bank of Cyprus Holdings PLC Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I'm Constantino is your Chorus Call operator. Welcome, and thank you for joining the Bank of Cyprus conference call to present and discuss the third quarter 2023 Financial Results Conference Call. (Operator Instructions) Conference is being recorded. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Panicos Nicolaou, Chief Executive Officer. Mr. Nicolaou, you may now proceed.
Good morning, everyone. Thank you for joining our financial results conference call for the 9 months ended September 30, '23. I'm joined by Eliza Livadiotou, Executive Director of Finance; and Annita Pavlou, Manager IR & ESG. After my (inaudible) remarks, Eliza will go into more detail on our financial performance, and then we'll be very happy to take your questions, both during this conference call and afterwards.
I would like to start by briefly reminding you of our powerful (inaudible) story and our
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