Half Year 2019 Bank of Cyprus Holdings PLC Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I'm Konstantinos, your Chorus Call operator. Welcome, and thank you for joining the Bank of Cyprus conference call to present and discuss the group financial results for 6 months ended 30th of June 2019. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. John Patrick Hourican, outgoing group CEO; Mr. Panicos Nicolaou, group CEO designate; Ms. Eliza Livadiotou, group Finance Director; Mr. Michalis Athanasiou, group Chief Risk Officer; Ms. Anna Sofroniou, Director of Real Estate Management Unit; Mr. Nick Smith, Director, Restructuring and Recoveries; and Ms. Annita Pavlou, Manager, Investor Relations.
Mr. Hourican, you may now proceed.
Thank you very much, Konstantinos. Good morning, everyone. Thank you for -- thank you, and welcome to the 2019 Bank of Cyprus Interim Results Call. We recognize that you haven't had a lot of time with these numbers. And of
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