Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	2.27
Equity-to-Asset	0.39
Debt-to-Equity	0.4
Debt-to-EBITDA	7.59
Interest Coverage	4.13
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	4.1	Distress Grey Safe
Beneish M-Score	-2.47	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	24.1
	3-Year FCF Growth Rate	-71.6
	3-Year Book Growth Rate	-5.6
	Future 3-5Y Total Revenue Growth Rate	8.8

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	24.56
	9-Day RSI	33.87
	14-Day RSI	39.59
	6-1 Month Momentum %	105.37
	12-1 Month Momentum %	77.35

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.66
	Quick Ratio	1.66
	Cash Ratio	0.81
	Days Sales Outstanding	82.14
	Days Payable	3.02

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-2
	Shareholder Yield %	-1.26

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	13.34
	Operating Margin %	4.9
	Net Margin %	-1.08
	FCF Margin %	2.43
	ROE %	-4.42
	ROA %	-1.7
	ROIC %	11.64
	ROC (Joel Greenblatt) %	1.36
	ROCE %	0.32

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	543.3
	PE Ratio without NRI	41
	PS Ratio	1.73
	PB Ratio	6.74
	Price-to-Tangible-Book	8.52
	Price-to-Free-Cash-Flow	71.23
	Price-to-Operating-Cash-Flow	51.1
	EV-to-EBIT	1422.21
	EV-to-EBITDA	117.56
	EV-to-Revenue	1.6
	EV-to-Forward-Revenue	1.48
	EV-to-FCF	64.18
	Price-to-Projected-FCF	12.84
	Price-to-Median-PS-Value	0.64
	Price-to-Graham-Number	3.99
	Price-to-Net-Current-Asset-Value	21.3
	Earnings Yield (Greenblatt) %	0.07
	FCF Yield %	1.37

Financials (Next Earnings Date:2025-02-14 Est.)

Annual Quarterly TTM

LTS:0LH0's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Trupanion Inc Executives

Details

GF Value: $51.99

LTS:0LH0

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 0LH0. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	1,244.234
	EPS (TTM) ($)	-0.32
	Beta	2.25
	Volatility %	61.07
	14-Day RSI	39.59
	14-Day ATR ($)	2.36553
	20-Day SMA ($)	52.966945
	12-1 Month Momentum %	77.35
	52-Week Range ($)	20.516 - 57.445
	Shares Outstanding (Mil)	42.34

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Trupanion Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Trupanion Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Trupanion Inc Frequently Asked Questions

What is Trupanion Inc(LTS:0LH0)'s stock price today?

The current price of LTS:0LH0 is $50.71. The 52 week high of LTS:0LH0 is $57.45 and 52 week low is $20.52.

When is next earnings date of Trupanion Inc(LTS:0LH0)?

The next earnings date of Trupanion Inc(LTS:0LH0) is 2025-02-14 Est..

Does Trupanion Inc(LTS:0LH0) pay dividends? If so, how much?

Trupanion Inc(LTS:0LH0) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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