Business Description
Essent Group Ltd
NAICS : 524298
SIC : 6371
ISIN : BMG3198U1027
Description
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners. Essent writes mortgage guaranty coverage in all 50 states and the District of Columbia.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.22 | |||||
| Equity-to-Asset | 0.79 | |||||
| Debt-to-Equity | 0.09 | |||||
| Debt-to-EBITDA | 0.55 | |||||
| Interest Coverage | 25.59 | |||||
| Piotroski F-Score | 7/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.9 | |||||
| 3-Year EBITDA Growth Rate | 19.2 | |||||
| 3-Year EPS without NRI Growth Rate | 18.8 | |||||
| 3-Year FCF Growth Rate | 1.3 | |||||
| 3-Year Book Growth Rate | 11.7 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 3.1 | |||||
| Future 3-5Y Total Revenue Growth Rate | 6.87 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 44.78 | |||||
| 9-Day RSI | 39.09 | |||||
| 14-Day RSI | 38.44 | |||||
| 6-1 Month Momentum % | -1.01 | |||||
| 12-1 Month Momentum % | 6.69 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.1 | |||||
| Dividend Payout Ratio | 0.16 | |||||
| 3-Year Dividend Growth Rate | 16 | |||||
| Forward Dividend Yield % | 2.1 | |||||
| 5-Year Yield-on-Cost % | 2.07 | |||||
| 3-Year Average Share Buyback Ratio | 1.8 | |||||
| Shareholder Yield % | 2.83 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 60.15 | |||||
| FCF Margin % | 68.73 | |||||
| ROE % | 14.09 | |||||
| ROA % | 11.2 | |||||
| ROIC % | 12.15 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.74 | |||||
| Forward PE Ratio | 7.71 | |||||
| PE Ratio without NRI | 7.74 | |||||
| Shiller PE Ratio | 9.62 | |||||
| Price-to-Owner-Earnings | 7.31 | |||||
| PEG Ratio | 0.84 | |||||
| PS Ratio | 4.69 | |||||
| PB Ratio | 1.01 | |||||
| Price-to-Tangible-Book | 1.02 | |||||
| Price-to-Free-Cash-Flow | 6.82 | |||||
| Price-to-Operating-Cash-Flow | 6.76 | |||||
| EV-to-EBIT | 6.72 | |||||
| EV-to-EBITDA | 6.68 | |||||
| EV-to-Revenue | 4.93 | |||||
| EV-to-Forward-Revenue | 4.67 | |||||
| EV-to-FCF | 7.19 | |||||
| Price-to-Projected-FCF | 0.46 | |||||
| Price-to-Median-PS-Value | 0.85 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.82 | |||||
| Price-to-Graham-Number | 0.6 | |||||
| Price-to-Net-Cash | 1.25 | |||||
| Earnings Yield (Greenblatt) % | 14.88 | |||||
| FCF Yield % | 14.85 | |||||
| Forward Rate of Return (Yacktman) % | 21.84 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Essent Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,225.154 | ||
| EPS (TTM) ($) | 6.9 | ||
| Beta | 0.85 | ||
| Volatility % | 25.37 | ||
| 14-Day RSI | 38.44 | ||
| 14-Day ATR ($) | 1.098163 | ||
| 20-Day SMA ($) | 55.42 | ||
| 12-1 Month Momentum % | 6.69 | ||
| 52-Week Range ($) | 50.655 - 65.335 | ||
| Shares Outstanding (Mil) | 106.21 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Essent Group Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Essent Group Ltd Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Essent Group Ltd Frequently Asked Questions
What is Essent Group Ltd(ESNT)'s stock price today?
The current price of ESNT is $53.84. The 52 week high of ESNT is $65.33 and 52 week low is $50.66.
When is next earnings date of Essent Group Ltd(ESNT)?
The next earnings date of Essent Group Ltd(ESNT) is 2025-02-07 Est..
Does Essent Group Ltd(ESNT) pay dividends? If so, how much?
The Dividend Yield %  of Essent Group Ltd(ESNT) is 2.1% (As of Today), Highest Dividend Payout Ratio of Essent Group Ltd(ESNT) was 0.17. The lowest was 0.05. And the median was 0.12. The  Forward Dividend Yield % of Essent Group Ltd(ESNT) is 2.1%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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