Q3 2023 Bank Mandiri (Persero) Tbk PT Earnings Call Transcript
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Good evening, ladies and gentlemen. Welcome to PT Bank Mandiri's Third Quarter 23rd Results Briefing, and thank you all for joining us today. My name is Laurensius, Head of Investor Relations. And together with us today as speakers, we have Mr. Darmawan Junaidi, our CEO; Ibu Alexandra, Vice CEO; Pak Siddik, Chief Risk Officer; Pak Sigit, our CFO; and Pak Tim, our IT Director.
Before we start, I strongly encourage you to download both our presentation material and financial statement currently available on the IR webpage of Bank Mandiri. Please note that the Q&A session will be opened after the presentation and participants who wish to ask questions can use the raise hand button in the Zoom app, wait for your name to be called and your microphone to be unmuted. Questions typed in the Zoom chat box are not prioritized in this meeting and will likely be addressed by the call after the Investor Relation -- by the Investor Relations team. We're also happy to take
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