Half Year 2021 Bank Mandiri (Persero) Tbk PT Earnings Call Transcript
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Good evening, ladies and gentlemen, and welcome to PT Bank Mandiri's Second Quarter '21 results announcement, and thank you all for joining us today. My name is Laurensius, Head of Investor Relations. And together with us today are speakers, we have Pak Darmawan, our CEO; Pak Siddik, our Chief Risk Officer; Pak Sigit, our CFO; Pak Tim, our IT Director; and Pak Panji, our Treasury and International Banking Director.
Before we start, I strongly encourage you to download both our presentation material and financial statement currently available on our IR homepage of Bank Mandiri. (Operator Instructions) We are also happy to take questions via e-mail afterward, and we'll try our best to reply to your questions as soon as we can.
Now let's start the presentation with our first speaker, Pak Darmawan, CEO of Bank Mandiri. Please go ahead, Pak Darmawan.
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