Half Year 2021 Bank Danamon Indonesia Tbk PT Earnings Call Transcript
With the spirit of Danamon's 65th anniversary, I would like to welcome you to PT Bank Danamon Indonesia Tbk's First Half Fiscal Year 2021 Financial Results. My name is Reza Sardjono, and I will be your host during this event. This event is held virtually using MS Teams live event platform.
We are informing you that Danamon's Board of Director and also CEO of Adira Finance, our subsidiary, have joined us via MS Teams from their respective locations.
Before we begin, I will explain some information as follows. We encourage participants to join the event by using laptop and headset. Please put into silent mode your mobile device during the session to avoid echo. Please ensure that you are in a close environment or room with a stable Internet connection. Do not access MS Teams link on more than one device during the conference. And participants' voice access will be on mute during the presentation. (Operator Instructions)
Now before we continue with the detailed first half fiscal year 2021 financial
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