Q3 2020 Bank Danamon Indonesia Tbk PT Earnings Call Transcript
Good afternoon, ladies and gentlemen. Welcome to PT Bank Danamon Indonesia Tbk Third Quarter of 2020 Performance Results. My name is Reza Sardjono, and I will be your moderator during this event. On these occasions, Danamon's Board of Directors and also CEO of Adira Finance are joining us through MS Teams from their respective locations.
Before we begin, I will explain some information to the participants. Please ensure that you are in a room with stabilized internet bandwidth connection. And please ensure you're joining MS Team live event in a closed environment or room. Do not access MS Team link more than one device during the conference. Please use headset to optimize audio when joining the conference. And participants' voice access must be on mute during the presentations.
For the Q&A session, please note the following points. (Operator Instructions)
Before we start or before we continue with the financial presentations, our CEO, Yasushi Itagaki, will provide some welcoming remarks. Pak Yas, please?
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