Q4 2020 First National Financial Corp Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to First National's Fourth Quarter 2020 Analyst call. (Operator Instructions) This call is being recorded for replay purposes on March 3, 2021, at 10:00 a.m. Eastern Time.
It is now my pleasure to turn the call over to Stephen Smith, Chairman and Chief Executive Officer of First National. Please proceed, Mr. Smith.
Thank you, operator, and good morning, everyone. Welcome to our call, and thank you for participating. Also on the line are Jason Ellis, our President and Chief Operating Officer; Rob Inglis, Chief Financial Officer; and Moray Tawse, Executive Vice President.
Now before we begin, I will remind you that our remarks and answers may contain forward-looking information about future events or the company's future performance. This information is subject to risks and uncertainties and should be considered in conjunction with the risk factors detailed in our MD&A.
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