Q4 2019 First National Financial Corp Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to First National's Fourth Quarter 2019 Analyst Call. (Operator Instructions) This call is being recorded for replay purposes on February 25, 2020, at 10:30 a.m. Eastern Time.
It is now my pleasure to turn the call over to Stephen Smith, Chairman and Chief Executive Officer of First National. Please proceed, Mr. Smith.
Thank you. Good morning, everyone. Welcome to our call, and thank you for participating. I'm joined by Rob Inglis, our Chief Financial Officer; and Moray Tawse, Executive Vice President.
I will remind you that our remarks and answers may contain forward-looking information about future events or the company's future performance. This information is subject to risk and uncertainties and should be considered in conjunction with the risk factors detailed in our MD&A.
2019 was an extremely productive and profitable year for First National, featuring broad-based growth by mortgage
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