Business Description
ESAF Small Finance Bank Ltd
ISIN : INE818W01011
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Traded in other countries / regions
544020.India IPO Date
2023-11-10Description
ESAF Small Finance Bank Ltd is one of the dominantĀ small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals and unified payment interface facilities. ItĀ has business segments segregating them into Treasury, Wholesale Banking, Retail Banking and Other Banking Operations. Majority of revenue comes from Retail Banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.92 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | N/A/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 42.1 | |||||
| 3-Year EPS without NRI Growth Rate | -24.1 | |||||
| 3-Year FCF Growth Rate | -2.3 | |||||
| 3-Year Book Growth Rate | 22.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 5.94 | |||||
| 9-Day RSI | 18.59 | |||||
| 14-Day RSI | 26.77 | |||||
| 6-1 Month Momentum % | -27.16 | |||||
| 12-1 Month Momentum % | -43.6 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.84 | |||||
| Dividend Payout Ratio | 1.11 | |||||
| Forward Dividend Yield % | 1.84 | |||||
| 5-Year Yield-on-Cost % | 1.82 | |||||
| Shareholder Yield % | 5.64 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 1.02 | |||||
| FCF Margin % | 33.48 | |||||
| ROE % | 1.17 | |||||
| ROA % | 0.11 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 60.26 | |||||
| Price-to-Owner-Earnings | 5.52 | |||||
| PS Ratio | 0.68 | |||||
| PB Ratio | 0.84 | |||||
| Price-to-Tangible-Book | 0.84 | |||||
| Price-to-Free-Cash-Flow | 1.94 | |||||
| Price-to-Operating-Cash-Flow | 1.8 | |||||
| EV-to-Revenue | 0.71 | |||||
| EV-to-FCF | 2.15 | |||||
| Price-to-Projected-FCF | 0.29 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.03 | |||||
| FCF Yield % | 47.55 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
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Performance
Dividend
Log
Bar
Annualized Return % Ā
Total Annual Return % Ā
ESAF Small Finance Bank Ltd Executives
DetailsGF Value
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ā¹) | 27,764.261 | ||
| EPS (TTM) (ā¹) | 0.63 | ||
| Beta | 0 | ||
| Volatility % | 27.87 | ||
| 14-Day RSI | 26.77 | ||
| 14-Day ATR (ā¹) | 1.038996 | ||
| 20-Day SMA (ā¹) | 40.15 | ||
| 12-1 Month Momentum % | -43.6 | ||
| 52-Week Range (ā¹) | 37.65 - 82.26 | ||
| Shares Outstanding (Mil) | 515.08 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
ESAF Small Finance Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
ESAF Small Finance Bank Ltd Stock Events
| Event | Date | Price(ā¹) | ||
|---|---|---|---|---|
| No Event Data | ||||
ESAF Small Finance Bank Ltd Frequently Asked Questions
What is ESAF Small Finance Bank Ltd(BOM:544020)'s stock price today?
The current price of BOM:544020 is ā¹37.96. The 52 week high of BOM:544020 is ā¹82.26 and 52 week low is ā¹37.65.
When is next earnings date of ESAF Small Finance Bank Ltd(BOM:544020)?
The next earnings date of ESAF Small Finance Bank Ltd(BOM:544020) is .
Does ESAF Small Finance Bank Ltd(BOM:544020) pay dividends? If so, how much?
TheĀ Dividend Yield % Ā of ESAF Small Finance Bank Ltd(BOM:544020) is 1.84% (As of Today), HighestĀ Dividend Payout RatioĀ of ESAF Small Finance Bank Ltd(BOM:544020) was 1.11. The lowest was 0. And the median was 0. The Ā Forward Dividend Yield % of ESAF Small Finance Bank Ltd(BOM:544020) is 1.84%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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