Fino Payments Bank Ltd is a fintech company offering a diverse range of financial products and services that are digital and have a payments focus. It offers such products and services to the target market through a pan-India distribution network and proprietary technologies. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.13
Equity-to-Asset	0.2
Debt-to-Equity	1.15
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.96	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	17.8
	3-Year EPS without NRI Growth Rate	58.1
	3-Year FCF Growth Rate	24.2
	3-Year Book Growth Rate	58.8
	Future 3-5Y EPS without NRI Growth Rate	20.68
	Future 3-5Y Total Revenue Growth Rate	63.7

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	34.75
	9-Day RSI	34.68
	14-Day RSI	36.32
	6-1 Month Momentum %	19.25
	12-1 Month Momentum %	37.97

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-2.2
	Shareholder Yield %	-0.96

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	12.86
	FCF Margin %	-6.47
	ROE %	14.55
	ROA %	2.8
	Years of Profitability over Past 10-Year	4

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	28.94
	Forward PE Ratio	24.14
	PE Ratio without NRI	28.94
	PEG Ratio	0.72
	PS Ratio	3.73
	PB Ratio	3.91
	Price-to-Tangible-Book	3.87
	Price-to-Operating-Cash-Flow	47.57
	EV-to-Revenue	3.54
	EV-to-FCF	-55.18
	Price-to-Peter-Lynch-Fair-Value	1.24
	Price-to-Graham-Number	2.22
	FCF Yield %	-1.76

Financials (Next Earnings Date:2025-01-31 Est.)

Annual Quarterly TTM

BOM:543386's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Fino Payments Bank Ltd Executives

Details

GF Value: ₹414.51

BOM:543386

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 543386. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₹)	7,263.677
	EPS (TTM) (₹)	11.21
	Beta	0.74
	Volatility %	46.51
	14-Day RSI	36.32
	14-Day ATR (₹)	14.877309
	20-Day SMA (₹)	338.5425
	12-1 Month Momentum %	37.97
	52-Week Range (₹)	251.05 - 466.4
	Shares Outstanding (Mil)	83.21

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Fino Payments Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Fino Payments Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(₹)
No Event Data

Fino Payments Bank Ltd Frequently Asked Questions

What is Fino Payments Bank Ltd(BOM:543386)'s stock price today?

The current price of BOM:543386 is ₹321.65. The 52 week high of BOM:543386 is ₹466.40 and 52 week low is ₹251.05.

When is next earnings date of Fino Payments Bank Ltd(BOM:543386)?

The next earnings date of Fino Payments Bank Ltd(BOM:543386) is 2025-01-31 Est..

Does Fino Payments Bank Ltd(BOM:543386) pay dividends? If so, how much?

Fino Payments Bank Ltd(BOM:543386) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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