Q3 2020 Alerus Financial Corp Earnings Call Transcript
Good morning, and welcome to the Alerus Financial Corporation earnings conference call. (Operator Instructions) Please note, this event is being recorded.
This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.
I would now like to turn the conference over to Alerus Financial Corporation's Chairman, President and CEO, Randy Newman. Please go ahead.
Thank you, Rachel, and good morning, everyone. This is our fifth earnings call since our IPO 1 year ago in September of 2019. This morning, we intend to discuss our third quarter 2020 financial results and the current impact of the COVID-19 pandemic. Today, I'm joined by our Chief Financial Officer, Katie Lorenson; our Chief
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