Business Description
Alerus Financial Corp
NAICS : 522110
SIC : 6029
ISIN : US01446U1034
Description
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial & estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.25 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.7 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.45 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -14.2 | |||||
| 3-Year EPS without NRI Growth Rate | -38.7 | |||||
| 3-Year Book Growth Rate | -1 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 64.28 | |||||
| Future 3-5Y Total Revenue Growth Rate | 20.96 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 14.69 | |||||
| 9-Day RSI | 21.1 | |||||
| 14-Day RSI | 28.1 | |||||
| 6-1 Month Momentum % | 20.23 | |||||
| 12-1 Month Momentum % | -1.73 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.94 | |||||
| Dividend Payout Ratio | 3.9 | |||||
| 3-Year Dividend Growth Rate | 7.7 | |||||
| Forward Dividend Yield % | 4.04 | |||||
| 5-Year Yield-on-Cost % | 5.59 | |||||
| 3-Year Average Share Buyback Ratio | -4.8 | |||||
| Shareholder Yield % | -47.85 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 1.82 | |||||
| FCF Margin % | 8.58 | |||||
| ROE % | 0.84 | |||||
| ROA % | 0.08 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 131.87 | |||||
| Forward PE Ratio | 9.29 | |||||
| PE Ratio without NRI | 98.9 | |||||
| Shiller PE Ratio | 10.01 | |||||
| PEG Ratio | 21.04 | |||||
| PS Ratio | 2.33 | |||||
| PB Ratio | 1.01 | |||||
| Price-to-Tangible-Book | 1.21 | |||||
| Price-to-Free-Cash-Flow | 27.13 | |||||
| Price-to-Operating-Cash-Flow | 16.78 | |||||
| EV-to-Revenue | 4.14 | |||||
| EV-to-FCF | 48.25 | |||||
| Price-to-Projected-FCF | 0.54 | |||||
| Price-to-Median-PS-Value | 1.24 | |||||
| Price-to-Graham-Number | 2.29 | |||||
| FCF Yield % | 2.91 | |||||
| Forward Rate of Return (Yacktman) % | 16.32 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Alerus Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 170.068 | ||
| EPS (TTM) ($) | 0.15 | ||
| Beta | 0.58 | ||
| Volatility % | 33.82 | ||
| 14-Day RSI | 28.1 | ||
| 14-Day ATR ($) | 0.639414 | ||
| 20-Day SMA ($) | 21.40525 | ||
| 12-1 Month Momentum % | -1.73 | ||
| 52-Week Range ($) | 18.09 - 25.85 | ||
| Shares Outstanding (Mil) | 25.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Alerus Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Alerus Financial Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Alerus Financial Corp Frequently Asked Questions
What is Alerus Financial Corp(ALRS)'s stock price today?
The current price of ALRS is $19.70. The 52 week high of ALRS is $25.85 and 52 week low is $18.09.
When is next earnings date of Alerus Financial Corp(ALRS)?
The next earnings date of Alerus Financial Corp(ALRS) is 2025-01-24 Est..
Does Alerus Financial Corp(ALRS) pay dividends? If so, how much?
The Dividend Yield %  of Alerus Financial Corp(ALRS) is 3.94% (As of Today), Highest Dividend Payout Ratio of Alerus Financial Corp(ALRS) was 3.9. The lowest was 0.21. And the median was 0.32. The  Forward Dividend Yield % of Alerus Financial Corp(ALRS) is 4.04%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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