Q3 2020 Bank VTB PAO Earnings Call (IFRS) Transcript
Ladies and gentlemen, we are happy to welcome you at VTB's conference call to disclose the 9 months and third quarter financial results. This conference is being recorded. Over to Mr. Leonid Vakeyev, Head of Investor Relations at VTB.
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Thank you. Good afternoon to everyone. We are happy to welcome you to today's call. Please be reminded this call is being held in Russian with simultaneous translation into English. You will be able to ask questions in both languages in either order, but please focus on the line you're listening into and ask a question on the corresponding language.
Our speaker today is Mr. Dmitry Pianov, member of the Management Board at VTB. As always, we'll start with a quick overview of our results and the key messages of the presentation and then we'll avail ourselves to answer your questions. Over to Mr. Pianov.
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