Business Description
Isracard Ltd
ISIN : IL0011574030
Description
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.54 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.7 | |||||
| Debt-to-EBITDA | 2.31 | |||||
| Interest Coverage | 1.55 | |||||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 0.72 | |||||
| Beneish M-Score | -2.52 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.6 | |||||
| 3-Year EBITDA Growth Rate | 20.7 | |||||
| 3-Year EPS without NRI Growth Rate | 41.1 | |||||
| 3-Year Book Growth Rate | 6.9 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 58.59 | |||||
| 9-Day RSI | 64.3 | |||||
| 14-Day RSI | 66.3 | |||||
| 6-1 Month Momentum % | 13.68 | |||||
| 12-1 Month Momentum % | 11.42 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.26 | |||||
| Quick Ratio | 1.26 | |||||
| Cash Ratio | 0.06 | |||||
| Days Sales Outstanding | 2431.56 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.05 | |||||
| Dividend Payout Ratio | 0.38 | |||||
| 3-Year Dividend Growth Rate | -2.5 | |||||
| Forward Dividend Yield % | 3.05 | |||||
| 5-Year Yield-on-Cost % | 3.05 | |||||
| 3-Year Average Share Buyback Ratio | -0.1 | |||||
| Shareholder Yield % | -12.9 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Operating Margin % | 24.3 | |||||
| Net Margin % | 8.06 | |||||
| FCF Margin % | 21.92 | |||||
| ROE % | 8.59 | |||||
| ROA % | 1.08 | |||||
| ROIC % | 11.33 | |||||
| ROC (Joel Greenblatt) % | 19.19 | |||||
| ROCE % | 12.88 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.54 | |||||
| PE Ratio without NRI | 12.54 | |||||
| Shiller PE Ratio | 10.94 | |||||
| Price-to-Owner-Earnings | 8.07 | |||||
| PEG Ratio | 6.6 | |||||
| PS Ratio | 1 | |||||
| PB Ratio | 1.03 | |||||
| Price-to-Tangible-Book | 1.04 | |||||
| Price-to-Free-Cash-Flow | 4.56 | |||||
| Price-to-Operating-Cash-Flow | 3.73 | |||||
| EV-to-EBIT | 5.44 | |||||
| EV-to-EBITDA | 4.5 | |||||
| EV-to-Revenue | 1.32 | |||||
| EV-to-FCF | 5.96 | |||||
| Price-to-Projected-FCF | 0.18 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.25 | |||||
| Price-to-Graham-Number | 0.76 | |||||
| Price-to-Net-Current-Asset-Value | 2.09 | |||||
| Earnings Yield (Greenblatt) % | 18.41 | |||||
| FCF Yield % | 21.82 | |||||
| Forward Rate of Return (Yacktman) % | 68.71 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Isracard Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₪) | 3,239 | ||
| EPS (TTM) (₪) | 1.29 | ||
| Beta | 0 | ||
| Volatility % | 20.2 | ||
| 14-Day RSI | 66.3 | ||
| 14-Day ATR (₪) | 0.369047 | ||
| 20-Day SMA (₪) | 15.553 | ||
| 12-1 Month Momentum % | 11.42 | ||
| 52-Week Range (₪) | 11.8 - 16.78 | ||
| Shares Outstanding (Mil) | 201.47 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Isracard Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Isracard Ltd Stock Events
| Event | Date | Price(₪) | ||
|---|---|---|---|---|
| No Event Data | ||||
Isracard Ltd Frequently Asked Questions
What is Isracard Ltd(XTAE:ISCD)'s stock price today?
The current price of XTAE:ISCD is ₪16.15. The 52 week high of XTAE:ISCD is ₪16.78 and 52 week low is ₪11.80.
When is next earnings date of Isracard Ltd(XTAE:ISCD)?
The next earnings date of Isracard Ltd(XTAE:ISCD) is .
Does Isracard Ltd(XTAE:ISCD) pay dividends? If so, how much?
The Dividend Yield %  of Isracard Ltd(XTAE:ISCD) is 3.05% (As of Today), Highest Dividend Payout Ratio of Isracard Ltd(XTAE:ISCD) was 0.94. The lowest was 0.08. And the median was 0.56. The  Forward Dividend Yield % of Isracard Ltd(XTAE:ISCD) is 3.05%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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