Q4 2020 Temenos AG Earnings Call Transcript
Ladies and gentlemen, welcome to Temenos Q4 2020 Results Conference Call and Live Webcast. I'm Moira, the Chorus Call operator. (Operator Instructions) The conference has been recorded. (Operator Instructions) The conference must not be recorded for publication of broadcast.
At this time, it's my pleasure to hand over to Max Chuard, CEO. Please go ahead.
Thank you, operator. Good afternoon, and thank you for joining today's call. I hope you've been able to access our results presentation on our website. As usual, I will start with some comments on our Q4 and full year performance, and then I will hand over to Takis for an overview on the financial performance before giving some concluding remarks.
Starting on Slide 7. 2020 was clearly unprecedented year. Banks suffered big disruptions and saw the delayed deals, particularly in the first half of the year. However, as soon as we had rolled out the business continuity plans, banks return to the strategic transformation projects
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