Moneta Money Bank AS (XPRA:MONET)
Kč 114.8 0.8 (0.7%) Market Cap: 58.66 Bil Enterprise Value: 61.32 Bil PE Ratio: 10.83 PB Ratio: 1.93 GF Score: 53/100

Q4 2021 Moneta Money Bank as Earnings Call Transcript

Feb 04, 2022 / 10:00AM GMT
Release Date Price: Kč94.4 (+0.11%)
Operator

(technical difficulty) regarding full year 2021 results. Please note this conference call will be recorded. (Operator Instructions) May I now hand over to Mr. Spurny, who will lead you through the conference call. Sir, please go ahead.

Tomas Spurny
MONETA Money Bank, a.s. - CEO & Chairman of the Management Board

Good morning, ladies and gentlemen. Let me begin our conference call today. Our presenters today will be Mr. Jan Fricek, Chief Financial Officer; Mr. Carl Normann Vokt, our Chief Risk Officer; and Andrew Gerber, our Chief Product and Marketing Officer.

If I may, I'll ask you to turn to Page 4 of our presentation, the highlights of 2021. We've accomplished to deliver operating revenues of CZK 11.2 billion. Against that, we've incurred operating expenses of CZK 5.5 billion resulting in pre-impairment profit of CZK 5.6 billion. And we had suffered risk charges in the overall amount of CZK 0.7 billion. All of this translates to net profit of CZK 4 billion. So we consider 2021 to be a very good year from perspective -- from 2 perspectives.

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