Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance and remittance services to low income families to nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions and shareholders fund. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.78
Equity-to-Asset	0.17
Debt-to-Equity	0.8
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.51	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.5
	3-Year EPS without NRI Growth Rate	7.8
	3-Year Book Growth Rate	23.5

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	88.14
	9-Day RSI	69.26
	14-Day RSI	57.36
	6-1 Month Momentum %	17.42
	12-1 Month Momentum %	23.97

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Dividend Growth Rate	-46.4
	Shareholder Yield %	10.41

Profitability Rank

10/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	14.08
	FCF Margin %	39.6
	ROE %	6.57
	ROA %	1.08
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	64.83
	PE Ratio without NRI	64.83
	Shiller PE Ratio	24.61
	Price-to-Owner-Earnings	62.45
	PEG Ratio	2.47
	PS Ratio	9.14
	PB Ratio	4.03
	Price-to-Tangible-Book	4.05
	Price-to-Free-Cash-Flow	23.07
	Price-to-Operating-Cash-Flow	20.27
	EV-to-Revenue	9.57
	EV-to-FCF	23.45
	Price-to-Projected-FCF	2.26
	Price-to-DCF (Earnings Based)	2.09
	Price-to-DCF (FCF Based)	2.01
	Price-to-Peter-Lynch-Fair-Value	4.63
	Price-to-Graham-Number	3.42
	FCF Yield %	4.32
	Forward Rate of Return (Yacktman) %	16.76

Financials

Annual Quarterly TTM

XNEP:NUBL's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Executives

Details

GF Value: NPR625.67

XNEP:NUBL

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with NUBL. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NPR)	2,143.215
	EPS (TTM) (NPR)	11.553
	Beta	0
	Volatility %	37.09
	14-Day RSI	57.36
	14-Day ATR (NPR)	17.564472
	20-Day SMA (NPR)	718.96
	12-1 Month Momentum %	23.97
	52-Week Range (NPR)	544.4 - 930.2
	Shares Outstanding (Mil)	26.12

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Stock Events

Financials Calendars

	Event	Date	Price(NPR)
No Event Data

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Frequently Asked Questions

What is Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)'s stock price today?

The current price of XNEP:NUBL is NPR753.00. The 52 week high of XNEP:NUBL is NPR930.20 and 52 week low is NPR544.40.

When is next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)?

The next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is .

Does Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) pay dividends? If so, how much?

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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