NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.14
Equity-to-Asset	0.07
Debt-to-Equity	0.81
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.26	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	13.4
	3-Year EPS without NRI Growth Rate	13.7
	3-Year Book Growth Rate	20.2

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	50.71
	9-Day RSI	55.09
	14-Day RSI	53.35
	6-1 Month Momentum %	18.18
	12-1 Month Momentum %	-16.13

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.31
	Dividend Payout Ratio	0.09
	5-Year Yield-on-Cost %	0.31
	Shareholder Yield %	-12.07

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	16.6
	FCF Margin %	148.62
	ROE %	8.24
	ROA %	0.61
	Years of Profitability over Past 10-Year	10

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	28.66
	PE Ratio without NRI	28.66
	Shiller PE Ratio	0.4
	Price-to-Owner-Earnings	25.72
	PEG Ratio	1.39
	PS Ratio	3.81
	PB Ratio	2.28
	Price-to-Tangible-Book	2.29
	Price-to-Free-Cash-Flow	2.7
	Price-to-Operating-Cash-Flow	2.5
	EV-to-Revenue	2.92
	EV-to-FCF	2.05
	Price-to-Projected-FCF	0.65
	Price-to-Median-PS-Value	0.73
	Price-to-Peter-Lynch-Fair-Value	0.71
	Price-to-Graham-Number	1.49
	FCF Yield %	31.24
	Forward Rate of Return (Yacktman) %	34.76

Financials

Annual Quarterly TTM

XNEP:NICA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

NIC Asia Bank Ltd Executives

Details

GF Value: NPR681.15

XNEP:NICA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Medium warning signs with NICA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NPR)	15,050.44
	EPS (TTM) (NPR)	16.744
	Beta	0
	Volatility %	45.08
	14-Day RSI	53.35
	14-Day ATR (NPR)	15.401942
	20-Day SMA (NPR)	461.915
	12-1 Month Momentum %	-16.13
	52-Week Range (NPR)	341.6 - 573
	Shares Outstanding (Mil)	149.18

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

NIC Asia Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

NIC Asia Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(NPR)
No Event Data

NIC Asia Bank Ltd Frequently Asked Questions

What is NIC Asia Bank Ltd(XNEP:NICA)'s stock price today?

The current price of XNEP:NICA is NPR480.00. The 52 week high of XNEP:NICA is NPR573.00 and 52 week low is NPR341.60.

When is next earnings date of NIC Asia Bank Ltd(XNEP:NICA)?

The next earnings date of NIC Asia Bank Ltd(XNEP:NICA) is .

Does NIC Asia Bank Ltd(XNEP:NICA) pay dividends? If so, how much?

The Dividend Yield % of NIC Asia Bank Ltd(XNEP:NICA) is 0.31% (As of Today), Highest Dividend Payout Ratio of NIC Asia Bank Ltd(XNEP:NICA) was 0.32. The lowest was 0.01. And the median was 0.06. The Forward Dividend Yield % of NIC Asia Bank Ltd(XNEP:NICA) is 0%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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