Halyk Bank of Kazakhstan JSC (XKAZ:HSBK)
₸ 213.19 2.42 (1.16%) Market Cap: 2.29 Til Enterprise Value: 1.12 Til PE Ratio: 4.16 PB Ratio: 0.89 GF Score: 45/100
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Q2 2021 Halyk Bank AO Earnings Call Transcript

Aug 23, 2021 / 01:00PM GMT
Release Date Price: ₸173 (+1.76%)
Margulan Tanirtayev
JSC Halyk bank - IR Chief Manager

Good evening, ladies and gentlemen. Welcome to Halyk Bank conference call on presentation of financial results for the 6 months of 2021. The session will start with the presentation by our team and will be followed up by a Q&A session. Please note that the call is being recorded.

Participants to today's call on Halyk Bank side are Ms. Umut Shayakhmetova, Chief Executive Officer; Mr. Anton Musin, First Deputy CEO, Digital Banking, Transactional Business and IT; Ms. Aliya Karpykova, Deputy CEO, Chief Financial Officer; Mr. Murat Koshenov, Deputy CEO, Corporate Banking and Financial International Activities; Mr. Dauren Sartayev, Deputy CEO, SME Banking, PR and Marketing; Mr. Zhumabek Mamutov, Deputy CEO, Retail Banking; Mr. Viktor Skryl, Financial Director, Finance and Subsidiaries; Mr. Almas Makhanov, Chief Risk Officer; Mira Kassenova, our Head of FI and IR; and myself, Margulan Tanirtayev, from IR team.

Now let me start with overview of Halyk Group consolidated financial results for the first half of -- and second quarter of

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