Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.

Financial Strength

7/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	135.35
Equity-to-Asset	0.19
Debt-to-Equity	0.01
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.01	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.9
	3-Year EPS without NRI Growth Rate	23.7
	3-Year FCF Growth Rate	15.7
	3-Year Book Growth Rate	4.5

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	77.7
	9-Day RSI	74.1
	14-Day RSI	71.74
	6-1 Month Momentum %	5.52
	12-1 Month Momentum %	22.53

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.16
	Dividend Payout Ratio	0.27
	3-Year Dividend Growth Rate	-6.5
	Forward Dividend Yield %	3.44
	5-Year Yield-on-Cost %	2.07
	Shareholder Yield %	3.17

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	30.88
	FCF Margin %	-2.76
	ROE %	15.04
	ROA %	2.79
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.02
	PE Ratio without NRI	9.02
	Shiller PE Ratio	11.34
	Price-to-Owner-Earnings	32.69
	PEG Ratio	22.55
	PS Ratio	2.79
	PB Ratio	1.28
	Price-to-Tangible-Book	1.28
	EV-to-Revenue	-0.04
	EV-to-FCF	4.68
	Price-to-Projected-FCF	0.72
	Price-to-DCF (Earnings Based)	0.78
	Price-to-Median-PS-Value	0.99
	Price-to-Graham-Number	0.72
	FCF Yield %	-1
	Forward Rate of Return (Yacktman) %	10.85

Financials

Annual Quarterly TTM

XJAM:SGJ's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Scotia Group Jamaica Ltd Executives

Details

GF Value: JMD49.87

XJAM:SGJ

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with SGJ. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil JMD)	60,445.379
	EPS (TTM) (JMD)	5.99
	Beta	0
	Volatility %	23.42
	14-Day RSI	71.74
	14-Day ATR (JMD)	1.946273
	20-Day SMA (JMD)	49.158
	12-1 Month Momentum %	22.53
	52-Week Range (JMD)	37 - 54.95
	Shares Outstanding (Mil)	3,111.57

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Scotia Group Jamaica Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Scotia Group Jamaica Ltd Stock Events

Financials Calendars

	Event	Date	Price(JMD)
No Event Data

Scotia Group Jamaica Ltd Frequently Asked Questions

What is Scotia Group Jamaica Ltd(XJAM:SGJ)'s stock price today?

The current price of XJAM:SGJ is JMD54.02. The 52 week high of XJAM:SGJ is JMD54.95 and 52 week low is JMD37.00.

When is next earnings date of Scotia Group Jamaica Ltd(XJAM:SGJ)?

The next earnings date of Scotia Group Jamaica Ltd(XJAM:SGJ) is .

Does Scotia Group Jamaica Ltd(XJAM:SGJ) pay dividends? If so, how much?

The Dividend Yield % of Scotia Group Jamaica Ltd(XJAM:SGJ) is 3.16% (As of Today), Highest Dividend Payout Ratio of Scotia Group Jamaica Ltd(XJAM:SGJ) was 0.57. The lowest was 0.25. And the median was 0.49. The Forward Dividend Yield % of Scotia Group Jamaica Ltd(XJAM:SGJ) is 3.44%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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