Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, custody services, and pension management. Its reportable segments are Retail or Consumer Banking, Corporate Banking, Microfinance, and Mortgage Banking. The Consumer Banking segment involves private banking services, private customer current accounts, deposits, investment savings products, custody, credit, and consumer loans; Mortgage banking involves mortgage services; Corporate banking provides direct debit facilities, current accounts, overdrafts, loans, and foreign currency; and Microfinance banking incorporates savings account, loan, and other credit facilities. The maximum revenue is generated from its Corporate banking segment.

Financial Strength

1/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.31
Equity-to-Asset	0.11
Debt-to-Equity	1.65
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.23	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	23.4
	3-Year EPS without NRI Growth Rate	35.4
	3-Year FCF Growth Rate	126.2
	3-Year Book Growth Rate	9.7

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	100
	9-Day RSI	100
	14-Day RSI	100
	6-1 Month Momentum %	37.5
	12-1 Month Momentum %	37.5

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	-144.94

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	23.96
	FCF Margin %	273.5
	ROE %	21.1
	ROA %	2.4
	Years of Profitability over Past 10-Year	7

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	3.03
	PE Ratio without NRI	3.03
	Shiller PE Ratio	12.72
	Price-to-Owner-Earnings	0.24
	PEG Ratio	0.33
	PS Ratio	0.72
	PB Ratio	0.58
	Price-to-Tangible-Book	0.58
	Price-to-Free-Cash-Flow	0.26
	Price-to-Operating-Cash-Flow	0.25
	EV-to-Revenue	-1.96
	EV-to-FCF	-0.72
	Price-to-Projected-FCF	0.08
	Price-to-DCF (Earnings Based)	0.1
	Price-to-DCF (FCF Based)	0.01
	Price-to-Peter-Lynch-Fair-Value	0.44
	Price-to-Graham-Number	0.28
	FCF Yield %	377.6

Financials

Annual Quarterly TTM

XGHA:RBGH's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Republic Bank (Ghana) PLC Executives

Details

GF Value: GHS0.97

XGHA:RBGH

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with RBGH. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil GHS)	776.336
	EPS (TTM) (GHS)	0.218
	Beta	0
	Volatility %	15.85
	14-Day RSI	100
	14-Day ATR (GHS)	0.000163
	20-Day SMA (GHS)	0.66
	12-1 Month Momentum %	37.5
	52-Week Range (GHS)	0.48 - 0.66
	Shares Outstanding (Mil)	851.97

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Republic Bank (Ghana) PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Republic Bank (Ghana) PLC Stock Events

Financials Calendars

	Event	Date	Price(GHS)
No Event Data

Republic Bank (Ghana) PLC Frequently Asked Questions

What is Republic Bank (Ghana) PLC(XGHA:RBGH)'s stock price today?

The current price of XGHA:RBGH is GHS0.66. The 52 week high of XGHA:RBGH is GHS0.66 and 52 week low is GHS0.48.

When is next earnings date of Republic Bank (Ghana) PLC(XGHA:RBGH)?

The next earnings date of Republic Bank (Ghana) PLC(XGHA:RBGH) is .

Does Republic Bank (Ghana) PLC(XGHA:RBGH) pay dividends? If so, how much?

Republic Bank (Ghana) PLC(XGHA:RBGH) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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