Headquartered in Shanghai, ZhongAn was founded by Ant Financial, Tencent, Ping An Insurance, and other well-known enterprises in 2013. The company is the first internet-based insurance company in China. It provides online underwriting and claim services through the internet without any offline branches. ZhongAn was listed in September 2017 in Hong Kong. Besides the online insurance segment, the company operates technology and banking segments. Its insurance technology segment exports digital operating system, middle platforms, and industry models to licensed financial players both domestically and overseas. Its banking segment, through Hong Kong-based virtual bank ZA Bank, offers similar services as traditional offline banks but without an offline presence.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.2
Equity-to-Asset	0.47
Debt-to-Equity	0.35
Debt-to-EBITDA	1.49
Interest Coverage	9.43
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.9	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	13.4
	3-Year EBITDA Growth Rate	85.9
	3-Year EPS without NRI Growth Rate	-21.1
	3-Year FCF Growth Rate	-27.3
	3-Year Book Growth Rate	5.7
	Future 3-5Y EPS without NRI Growth Rate	32.67
	Future 3-5Y Total Revenue Growth Rate	9.87

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	1.45

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	12.58
	FCF Margin %	2.91
	ROE %	20.92
	ROA %	8.72
	ROIC %	10.76
	Years of Profitability over Past 10-Year	6

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.12
	Forward PE Ratio	32.15
	PE Ratio without NRI	4.12
	Shiller PE Ratio	133.08
	Price-to-Owner-Earnings	2.62
	PS Ratio	0.52
	PB Ratio	0.81
	Price-to-Tangible-Book	0.83
	Price-to-Free-Cash-Flow	17.67
	Price-to-Operating-Cash-Flow	9.65
	EV-to-EBIT	4.93
	EV-to-Forward-EBIT	20.73
	EV-to-EBITDA	4.59
	EV-to-Forward-EBITDA	20.73
	EV-to-Revenue	0.7
	EV-to-Forward-Revenue	1.24
	EV-to-FCF	23.79
	Price-to-Projected-FCF	0.93
	Price-to-Graham-Number	0.39
	Earnings Yield (Greenblatt) %	20.29
	FCF Yield %	5.63

Financials (Next Earnings Date:2025-03-26 Est.)

Annual Quarterly TTM

WBO:1ZO's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

ZhongAn Online P&C Insurance Co Ltd Executives

Details

GF Value: €6.96

WBO:1ZO

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with 1ZO. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	4,019.756
	EPS (TTM) (€)	0.341
	Beta	0.14
	Volatility %	0
	14-Day RSI	0
	14-Day ATR (€)	0
	20-Day SMA (€)	2.572
	12-1 Month Momentum %	0
	52-Week Range (€)	2.572 - 2.572
	Shares Outstanding (Mil)	1,469.81

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

ZhongAn Online P&C Insurance Co Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

ZhongAn Online P&C Insurance Co Ltd Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

ZhongAn Online P&C Insurance Co Ltd Frequently Asked Questions

What is ZhongAn Online P&C Insurance Co Ltd(WBO:1ZO)'s stock price today?

The current price of WBO:1ZO is €2.57. The 52 week high of WBO:1ZO is €2.57 and 52 week low is €2.57.

When is next earnings date of ZhongAn Online P&C Insurance Co Ltd(WBO:1ZO)?

The next earnings date of ZhongAn Online P&C Insurance Co Ltd(WBO:1ZO) is 2025-03-26 Est..

Does ZhongAn Online P&C Insurance Co Ltd(WBO:1ZO) pay dividends? If so, how much?

ZhongAn Online P&C Insurance Co Ltd(WBO:1ZO) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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