Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.05
Equity-to-Asset	0.17
Debt-to-Equity	0.32
Debt-to-EBITDA	1.36
Interest Coverage	12.3
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.47	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-1.2
	3-Year EBITDA Growth Rate	16.6
	3-Year EPS without NRI Growth Rate	15.8
	3-Year FCF Growth Rate	46.5
	3-Year Book Growth Rate	-2.2
	Future 3-5Y EPS without NRI Growth Rate	8.74
	Future 3-5Y Total Revenue Growth Rate	4.59

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	52.55
	9-Day RSI	48.63
	14-Day RSI	51.87
	6-1 Month Momentum %	49.14
	12-1 Month Momentum %	68.76

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.16
	Dividend Payout Ratio	0.18
	3-Year Dividend Growth Rate	6.8
	Forward Dividend Yield %	2.31
	5-Year Yield-on-Cost %	3
	3-Year Average Share Buyback Ratio	1.7
	Shareholder Yield %	6.34

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	13.85
	FCF Margin %	9.69
	ROE %	17.3
	ROA %	2.82
	ROIC %	3.08
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.88
	Forward PE Ratio	8.02
	PE Ratio without NRI	8.88
	Shiller PE Ratio	13.37
	Price-to-Owner-Earnings	8.87
	PEG Ratio	0.54
	PS Ratio	1.1
	PB Ratio	1.23
	Price-to-Tangible-Book	1.27
	Price-to-Free-Cash-Flow	11.3
	Price-to-Operating-Cash-Flow	10.15
	EV-to-EBIT	6.77
	EV-to-EBITDA	6.45
	EV-to-Revenue	1.29
	EV-to-Forward-Revenue	1.22
	EV-to-FCF	13.36
	Price-to-Projected-FCF	0.69
	Price-to-DCF (Earnings Based)	0.65
	Price-to-DCF (FCF Based)	0.98
	Price-to-Median-PS-Value	1.5
	Price-to-Peter-Lynch-Fair-Value	0.73
	Price-to-Graham-Number	0.71
	Earnings Yield (Greenblatt) %	14.77
	FCF Yield %	9.27
	Forward Rate of Return (Yacktman) %	19.48

Financials (Next Earnings Date:2025-02-04 Est.)

Annual Quarterly TTM

UNM's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Unum Group Operating Data

Annual Quarterly

UNM's Complete Operating Data

No operating data available for Unum Group.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NYSE:UNM

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Unum Group Executives

Details

GF Value: $50.85

UNM

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with UNM. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	12,711.3
	EPS (TTM) ($)	9.24
	Beta	0.14
	Volatility %	25.71
	14-Day RSI	51.87
	14-Day ATR ($)	1.452064
	20-Day SMA ($)	74.2725
	12-1 Month Momentum %	68.76
	52-Week Range ($)	44.71 - 77.63
	Shares Outstanding (Mil)	182.61

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Unum Group Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Unum Group Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Unum Group Frequently Asked Questions

What is Unum Group(UNM)'s stock price today?

The current price of UNM is $73.20. The 52 week high of UNM is $77.63 and 52 week low is $44.71.

When is next earnings date of Unum Group(UNM)?

The next earnings date of Unum Group(UNM) is 2025-02-04 Est..

Does Unum Group(UNM) pay dividends? If so, how much?

The Dividend Yield % of Unum Group(UNM) is 2.16% (As of Today), Highest Dividend Payout Ratio of Unum Group(UNM) was 0.26. The lowest was 0.18. And the median was 0.2. The Forward Dividend Yield % of Unum Group(UNM) is 2.31%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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