UnitedHealth Group is one of the largest private health insurers, providing medical benefits to about 50 million members globally, including 1 million outside the us as June 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.48
Equity-to-Asset	0.32
Debt-to-Equity	0.83
Debt-to-EBITDA	2.8
Interest Coverage	7.33
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	3.41	Distress Grey Safe
Beneish M-Score	-2.42	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	13.8
	3-Year EBITDA Growth Rate	13.7
	3-Year EPS without NRI Growth Rate	14.2
	3-Year FCF Growth Rate	9.4
	3-Year Book Growth Rate	11.5
	Future 3-5Y EPS without NRI Growth Rate	10.04
	Future 3-5Y Total Revenue Growth Rate	9.09

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	43.81
	9-Day RSI	36.82
	14-Day RSI	36.48
	6-1 Month Momentum %	22.44
	12-1 Month Momentum %	13.56

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.91
	Quick Ratio	0.91
	Cash Ratio	0.37
	Days Sales Outstanding	21.07
	Days Payable	77.74

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.62
	Dividend Payout Ratio	0.29
	3-Year Dividend Growth Rate	14.7
	Forward Dividend Yield %	1.66
	5-Year Yield-on-Cost %	3.42
	3-Year Average Share Buyback Ratio	0.8
	Shareholder Yield %	0.68

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	21.92
	Operating Margin %	7.04
	Net Margin %	3.68
	FCF Margin %	3.37
	ROE %	16.13
	ROA %	5.02
	ROIC %	8.7
	ROC (Joel Greenblatt) %	225.68
	ROCE %	13.24
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	32.99
	Forward PE Ratio	16.96
	PE Ratio without NRI	18.74
	Shiller PE Ratio	30.9
	Price-to-Owner-Earnings	94.29
	PEG Ratio	1.38
	PS Ratio	1.21
	PB Ratio	4.94
	Price-to-Free-Cash-Flow	35.88
	Price-to-Operating-Cash-Flow	28.24
	EV-to-EBIT	21.41
	EV-to-Forward-EBIT	13.19
	EV-to-EBITDA	18.31
	EV-to-Forward-EBITDA	12.12
	EV-to-Revenue	1.31
	EV-to-Forward-Revenue	1.14
	EV-to-FCF	39.02
	Price-to-Projected-FCF	1.35
	Price-to-DCF (Earnings Based)	0.67
	Price-to-DCF (FCF Based)	1.32
	Price-to-Median-PS-Value	1.01
	Price-to-Peter-Lynch-Fair-Value	2.27
	Earnings Yield (Greenblatt) %	4.67
	FCF Yield %	2.81
	Forward Rate of Return (Yacktman) %	12.85

Financials (Next Earnings Date:2025-01-10 Est.)

Annual Quarterly TTM

UNH's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

UnitedHealth Group Inc Operating Data

Annual Quarterly

UNH's Complete Operating Data

No operating data available for UnitedHealth Group Inc.

Guru Trades

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Insider Trades

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Gurus Latest Trades with NYSE:UNH

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

UnitedHealth Group Inc Executives

Details

GF Value: $623.2

UNH

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Medium warning signs with UNH. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	389,068
	EPS (TTM) ($)	15.35
	Beta	0.31
	Volatility %	18.22
	14-Day RSI	36.48
	14-Day ATR ($)	17.581322
	20-Day SMA ($)	552.9685
	12-1 Month Momentum %	13.56
	52-Week Range ($)	436.38 - 630.73
	Shares Outstanding (Mil)	920.28

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

UnitedHealth Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

UnitedHealth Group Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

UnitedHealth Group Inc Frequently Asked Questions

What is UnitedHealth Group Inc(UNH)'s stock price today?

The current price of UNH is $506.10. The 52 week high of UNH is $630.73 and 52 week low is $436.38.

When is next earnings date of UnitedHealth Group Inc(UNH)?

The next earnings date of UnitedHealth Group Inc(UNH) is 2025-01-10 Est..

Does UnitedHealth Group Inc(UNH) pay dividends? If so, how much?

The Dividend Yield % of UnitedHealth Group Inc(UNH) is 1.62% (As of Today), Highest Dividend Payout Ratio of UnitedHealth Group Inc(UNH) was 0.35. The lowest was 0.27. And the median was 0.29. The Forward Dividend Yield % of UnitedHealth Group Inc(UNH) is 1.66%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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