Business Description
Union Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US9054001071
Description
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The company provides retail banking services to individuals and commercial banking services to small and medium-sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts within its market area. In addition, it also offers fiduciary and asset management services through its Asset Management Group. Geographically, all the business activity is functioned through the United States.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.07 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 3.55 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.81 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -0.3 | |||||
| 3-Year EPS without NRI Growth Rate | -4.5 | |||||
| 3-Year Book Growth Rate | -6.9 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 11.67 | |||||
| 9-Day RSI | 22.88 | |||||
| 14-Day RSI | 31.4 | |||||
| 6-1 Month Momentum % | 42.96 | |||||
| 12-1 Month Momentum % | 1.34 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.07 | |||||
| Dividend Payout Ratio | 0.74 | |||||
| 3-Year Dividend Growth Rate | 4 | |||||
| Forward Dividend Yield % | 5.07 | |||||
| 5-Year Yield-on-Cost % | 6.11 | |||||
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | -72.35 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 19.11 | |||||
| FCF Margin % | 16.62 | |||||
| ROE % | 13.97 | |||||
| ROA % | 0.61 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 14.56 | |||||
| PE Ratio without NRI | 14.56 | |||||
| Shiller PE Ratio | 10.72 | |||||
| Price-to-Owner-Earnings | 20.9 | |||||
| PS Ratio | 2.8 | |||||
| PB Ratio | 1.78 | |||||
| Price-to-Tangible-Book | 1.78 | |||||
| Price-to-Free-Cash-Flow | 16.85 | |||||
| Price-to-Operating-Cash-Flow | 13.69 | |||||
| EV-to-Revenue | 7.97 | |||||
| EV-to-FCF | 47.97 | |||||
| Price-to-Projected-FCF | 0.78 | |||||
| Price-to-Median-PS-Value | 0.79 | |||||
| Price-to-Graham-Number | 1.08 | |||||
| FCF Yield % | 5.96 | |||||
| Forward Rate of Return (Yacktman) % | 4.01 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Union Bankshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 46.089 | ||
| EPS (TTM) ($) | 1.95 | ||
| Beta | 0.5 | ||
| Volatility % | 35.87 | ||
| 14-Day RSI | 31.4 | ||
| 14-Day ATR ($) | 1.720533 | ||
| 20-Day SMA ($) | 34.073 | ||
| 12-1 Month Momentum % | 1.34 | ||
| 52-Week Range ($) | 21 - 37.7 | ||
| Shares Outstanding (Mil) | 4.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Union Bankshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Union Bankshares Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Union Bankshares Inc Frequently Asked Questions
What is Union Bankshares Inc(UNB)'s stock price today?
The current price of UNB is $28.60. The 52 week high of UNB is $37.70 and 52 week low is $21.00.
When is next earnings date of Union Bankshares Inc(UNB)?
The next earnings date of Union Bankshares Inc(UNB) is 2025-01-17 Est..
Does Union Bankshares Inc(UNB) pay dividends? If so, how much?
The Dividend Yield %  of Union Bankshares Inc(UNB) is 5.07% (As of Today), Highest Dividend Payout Ratio of Union Bankshares Inc(UNB) was 0.76. The lowest was 0.45. And the median was 0.58. The  Forward Dividend Yield % of Union Bankshares Inc(UNB) is 5.07%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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