Q1 2019 UMB Financial Corp Earnings Call Transcript
Good morning and welcome to the UMB Financial First Quarter 2019 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to Kay Gregory, Investor Relations. Please go ahead.
Welcome and thank you for joining us. On the call today are Mariner Kemper, President and CEO; and Ram Shankar, CFO. Jim Rine, President and CEO of UMB Bank, will be available for the question-and-answer session.
Before we begin, let me remind you that today's presentation contains forward-looking statements, all of which are subject to assumptions, risks and uncertainties.
Actual results and other future circumstances or aspirations may differ from those set forth in any forward-looking statements. Details about factors that may cause them to differ is contained in our SEC filings. Forward-looking statements made speak only as of today, and we undertake no obligation to update them, except to the extent
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