Business Description
Trustco Bank Corp N Y
NAICS : 522110
SIC : 6022
ISIN : US8983491056
Share Class Description:
TRST: Ordinary SharesDescription
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The Company based on only one business segment, that of community banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey and Vermont.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.37 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.2 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.62 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.2 | |||||
| 3-Year EPS without NRI Growth Rate | 4.2 | |||||
| 3-Year FCF Growth Rate | 0.6 | |||||
| 3-Year Book Growth Rate | 4.8 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 24.53 | |||||
| 9-Day RSI | 29.41 | |||||
| 14-Day RSI | 35.12 | |||||
| 6-1 Month Momentum % | 35.16 | |||||
| 12-1 Month Momentum % | 18.45 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.31 | |||||
| Dividend Payout Ratio | 0.58 | |||||
| 3-Year Dividend Growth Rate | 1.8 | |||||
| Forward Dividend Yield % | 4.31 | |||||
| 5-Year Yield-on-Cost % | 4.55 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 | |||||
| Shareholder Yield % | 9.24 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.63 | |||||
| FCF Margin % | 33.43 | |||||
| ROE % | 7.31 | |||||
| ROA % | 0.77 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.37 | |||||
| Forward PE Ratio | 11.64 | |||||
| PE Ratio without NRI | 13.37 | |||||
| Shiller PE Ratio | 9.97 | |||||
| Price-to-Owner-Earnings | 11.55 | |||||
| PEG Ratio | 2.39 | |||||
| PS Ratio | 3.71 | |||||
| PB Ratio | 0.95 | |||||
| Price-to-Tangible-Book | 0.95 | |||||
| Price-to-Free-Cash-Flow | 11.09 | |||||
| Price-to-Operating-Cash-Flow | 10.11 | |||||
| EV-to-Revenue | 4.19 | |||||
| EV-to-FCF | 12.53 | |||||
| Price-to-Projected-FCF | 0.57 | |||||
| Price-to-DCF (Earnings Based) | 1.13 | |||||
| Price-to-DCF (FCF Based) | 0.96 | |||||
| Price-to-Median-PS-Value | 0.97 | |||||
| Price-to-Graham-Number | 0.75 | |||||
| FCF Yield % | 9.03 | |||||
| Forward Rate of Return (Yacktman) % | 14.19 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Trustco Bank Corp N Y Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 171.543 | ||
| EPS (TTM) ($) | 2.5 | ||
| Beta | 0.63 | ||
| Volatility % | 33.1 | ||
| 14-Day RSI | 35.12 | ||
| 14-Day ATR ($) | 1.140104 | ||
| 20-Day SMA ($) | 35.6455 | ||
| 12-1 Month Momentum % | 18.45 | ||
| 52-Week Range ($) | 25.83 - 38.89 | ||
| Shares Outstanding (Mil) | 19.01 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Trustco Bank Corp N Y Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Trustco Bank Corp N Y Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Trustco Bank Corp N Y Frequently Asked Questions
What is Trustco Bank Corp N Y(TRST)'s stock price today?
The current price of TRST is $33.42. The 52 week high of TRST is $38.89 and 52 week low is $25.83.
When is next earnings date of Trustco Bank Corp N Y(TRST)?
The next earnings date of Trustco Bank Corp N Y(TRST) is 2025-01-22 Est..
Does Trustco Bank Corp N Y(TRST) pay dividends? If so, how much?
The Dividend Yield %  of Trustco Bank Corp N Y(TRST) is 4.31% (As of Today), Highest Dividend Payout Ratio of Trustco Bank Corp N Y(TRST) was 0.59. The lowest was 0.36. And the median was 0.48. The  Forward Dividend Yield % of Trustco Bank Corp N Y(TRST) is 4.31%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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