First Merchants Corp, through its subsidiaries, provides its customers with financial services delivered locally by bankers. It offers personal banking, business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance. The company reports in only one segment which is community banking.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.48
Equity-to-Asset	0.13
Debt-to-Equity	0.4
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.53	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.4
	3-Year EPS without NRI Growth Rate	238.8
	3-Year FCF Growth Rate	5
	3-Year Book Growth Rate	2.5
	Future 3-5Y Total Revenue Growth Rate	2.65

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	21.16
	9-Day RSI	31.81
	14-Day RSI	40.58
	6-1 Month Momentum %	36.99
	12-1 Month Momentum %	18.34

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.28
	Dividend Payout Ratio	0.41
	3-Year Dividend Growth Rate	8.8
	Forward Dividend Yield %	3.43
	5-Year Yield-on-Cost %	5.09
	3-Year Average Share Buyback Ratio	-3.3
	Shareholder Yield %	7.94

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.68
	FCF Margin %	42.17
	ROE %	8.1
	ROA %	0.98
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.38
	Forward PE Ratio	11.53
	PE Ratio without NRI	12.1
	Shiller PE Ratio	11.87
	PEG Ratio	2.69
	PS Ratio	3.81
	PB Ratio	1.03
	Price-to-Tangible-Book	1.53
	Price-to-Free-Cash-Flow	9.02
	Price-to-Operating-Cash-Flow	9.02
	EV-to-Revenue	4.55
	EV-to-FCF	10.92
	Price-to-Projected-FCF	0.56
	Price-to-DCF (Earnings Based)	1.08
	Price-to-DCF (FCF Based)	0.8
	Price-to-Median-PS-Value	0.93
	Price-to-Graham-Number	0.91
	FCF Yield %	11.31
	Forward Rate of Return (Yacktman) %	13.29

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

STU:FM5's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Merchants Corp Operating Data

Annual Quarterly

STU:FM5's Complete Operating Data

No operating data available for First Merchants Corp.

Guru Trades

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Insider Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Merchants Corp Executives

Details

GF Value: €37.21

STU:FM5

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with FM5. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	574.008
	EPS (TTM) (€)	2.776
	Beta	1.12
	Volatility %	39.2
	14-Day RSI	40.58
	14-Day ATR (€)	0.675188
	20-Day SMA (€)	40.92
	12-1 Month Momentum %	18.34
	52-Week Range (€)	28.4 - 42.6
	Shares Outstanding (Mil)	58.67

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Merchants Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Merchants Corp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First Merchants Corp Frequently Asked Questions

What is First Merchants Corp(STU:FM5)'s stock price today?

The current price of STU:FM5 is €38.60. The 52 week high of STU:FM5 is €42.60 and 52 week low is €28.40.

When is next earnings date of First Merchants Corp(STU:FM5)?

The next earnings date of First Merchants Corp(STU:FM5) is 2025-01-24 Est..

Does First Merchants Corp(STU:FM5) pay dividends? If so, how much?

The Dividend Yield % of First Merchants Corp(STU:FM5) is 3.28% (As of Today), Highest Dividend Payout Ratio of First Merchants Corp(STU:FM5) was 10.4. The lowest was 0.18. And the median was 0.31. The Forward Dividend Yield % of First Merchants Corp(STU:FM5) is 3.43%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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