Conifer Holdings Inc is an insurance company engaged in the sale of property and casualty insurance products. It is engaged in three classes of insurance businesses namely commercial lines, personal lines, and wholesale agency business. Within these three businesses, the company offers various insurance products and insurance agency services. The company views the commercial and personal lines segments as underwriting business. The wholesale agency business provides non-risk bearing revenue through commissions and policy fees. Its revenues are derived from premiums earned from insurance operations.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	1.97
Equity-to-Asset	0.16
Debt-to-Equity	0.34
Debt-to-EBITDA	-0.71
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-0.98	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-9.8
	3-Year EPS without NRI Growth Rate	-41.7

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	45.85
	9-Day RSI	44.72
	14-Day RSI	46.28
	6-1 Month Momentum %	46.85
	12-1 Month Momentum %	14.13

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-8.1
	Shareholder Yield %	65.4

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	34.31
	FCF Margin %	-28.59
	ROE %	232.39
	ROA %	10.1
	ROIC %	-8.7
	Years of Profitability over Past 10-Year	2

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	0.46
	Price-to-Owner-Earnings	0.58
	PS Ratio	0.16
	PB Ratio	0.28
	Price-to-Tangible-Book	0.28
	EV-to-EBIT	0.09
	EV-to-EBITDA	0.1
	EV-to-Revenue	-0.03
	EV-to-FCF	0.09
	Earnings Yield (Greenblatt) %	1111.11
	FCF Yield %	-185.11

Financials

Annual Quarterly TTM

STU:9KK's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Conifer Holdings Inc Operating Data

Annual Quarterly

STU:9KK's Complete Operating Data

No operating data available for Conifer Holdings Inc.

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Conifer Holdings Inc Executives

Details

GF Value: €0.98

STU:9KK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 9KK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	81.027
	EPS (TTM) (€)	2.146
	Beta	0.34
	Volatility %	79.24
	14-Day RSI	46.28
	14-Day ATR (€)	0.02152
	20-Day SMA (€)	1.043
	12-1 Month Momentum %	14.13
	52-Week Range (€)	0.575 - 1.7
	Shares Outstanding (Mil)	12.22

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Conifer Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Conifer Holdings Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Conifer Holdings Inc Frequently Asked Questions

What is Conifer Holdings Inc(STU:9KK)'s stock price today?

The current price of STU:9KK is €1.02. The 52 week high of STU:9KK is €1.70 and 52 week low is €0.57.

When is next earnings date of Conifer Holdings Inc(STU:9KK)?

The next earnings date of Conifer Holdings Inc(STU:9KK) is .

Does Conifer Holdings Inc(STU:9KK) pay dividends? If so, how much?

Conifer Holdings Inc(STU:9KK) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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