Q2 2019 SLM Corp Earnings Call Transcript
Good morning. My name is Adrian, and I will be your conference operator today. At this time, I would like to welcome everyone to the Sallie Mae 2019 Second Quarter Earnings Call. (Operator Instructions) Thank you. I would now like to turn the call over to your host, Brian Cronin, Vice President of Investor Relations. Please go ahead, sir.
Thank you, Adrian, and good morning and welcome to Sallie Mae's Second Quarter 2019 Earnings Call. With me today is Ray Quinlan, our CEO; and Steven McGarry, our CFO. After the prepared remarks, we will open up the call for questions. Before we begin, keep in mind our discussion will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different than those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-Q and other filings with the SEC. During this conference call, we will refer to non-GAAP measures we call our core
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