Q4 2020 Southside Bancshares Inc Earnings Call Transcript
Good morning, ladies and gentlemen. Welcome to the Southside Bancshares, Inc. Fourth quarter and year-end 2020 earnings call. (Operator Instructions) As a reminder, this conference call is being recorded. I would now like to turn the conference over to your host, Ms. Lindsey Bailes, Vice President, Investor Relations. Please go ahead.
Thank you, Tiffany. Good morning, everyone, and welcome to Southside Bancshares' Fourth Quarter and Year-end 2020 Earnings Call. A transcript of today's call will be posted on southside.com under Investor Relations. During today's call and other disclosures and presentations, I will remind you that any forward-looking statements are subject to risks and uncertainties. Factors that could materially change our current forward-looking assumptions are described in our earnings release and our Form 10-K.
Joining me today are Lee Gibson, President and CEO; and Julie Shamburger, CFO. First, Lee will share his comments on the quarter, then Julie will give an
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