Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.26
Equity-to-Asset	0.17
Debt-to-Equity	1.21
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.29	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.9
	3-Year EPS without NRI Growth Rate	29.1
	3-Year Book Growth Rate	8.6
	Future 3-5Y EPS without NRI Growth Rate	45.96
	Future 3-5Y Total Revenue Growth Rate	8.18

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	42.57
	9-Day RSI	42.37
	14-Day RSI	46.14
	6-1 Month Momentum %	42.29
	12-1 Month Momentum %	26.81

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-9.3
	Shareholder Yield %	-7.96

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	11.13
	FCF Margin %	-24.44
	ROE %	1.73
	ROA %	0.3
	Years of Profitability over Past 10-Year	6

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	33.08
	Forward PE Ratio	33.92
	PE Ratio without NRI	34.09
	PEG Ratio	5.88
	PS Ratio	3.66
	PB Ratio	0.98
	Price-to-Tangible-Book	0.98
	EV-to-Revenue	12.64
	EV-to-FCF	-52.11
	Price-to-Projected-FCF	0.76
	Price-to-Peter-Lynch-Fair-Value	4.86
	Price-to-Graham-Number	1.25
	FCF Yield %	-6.45
	Forward Rate of Return (Yacktman) %	5.82

Financials (Next Earnings Date:2025-01-30 Est.)

Annual Quarterly TTM

PDLB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Ponce Financial Group Inc Operating Data

Annual Quarterly

PDLB's Complete Operating Data

No operating data available for Ponce Financial Group Inc.

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with NAS:PDLB

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Ponce Financial Group Inc Executives

Details

GF Value: $8.97

PDLB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with PDLB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	76.913
	EPS (TTM) ($)	0.37
	Beta	0.82
	Volatility %	31.28
	14-Day RSI	46.14
	14-Day ATR ($)	0.325621
	20-Day SMA ($)	12.9145
	12-1 Month Momentum %	26.81
	52-Week Range ($)	7.89 - 13.43
	Shares Outstanding (Mil)	23.8

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Ponce Financial Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Ponce Financial Group Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Ponce Financial Group Inc Frequently Asked Questions

What is Ponce Financial Group Inc(PDLB)'s stock price today?

The current price of PDLB is $12.55. The 52 week high of PDLB is $13.43 and 52 week low is $7.89.

When is next earnings date of Ponce Financial Group Inc(PDLB)?

The next earnings date of Ponce Financial Group Inc(PDLB) is 2025-01-30 Est..

Does Ponce Financial Group Inc(PDLB) pay dividends? If so, how much?

Ponce Financial Group Inc(PDLB) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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