Q2 2021 Deutsche Pfandbriefbank AG Earnings Call Transcript
Good morning, and a very warm welcome from Garching. Thank you for joining us for our Q2 results call. Here with me is Andreas Arndt. Andreas will present the results and will also be available for your questions after his presentation. Andreas, the floor is yours.
Thank you. So welcome to pbb's Analyst Call regarding second quarter and half year results of 2021. Thank you for joining today. A few days ago, we have already communicated the key figures for end of -- or by end of July when having raised our full-year guidance, and we are happy to provide you today with some more details around that. The key topics or the key observation points for the first half '21 are the combination of first, stable operative results; second, better and more lucrative prepayment income; and third, more focused and contained view on risk provisioning second half of '21 which altogether leads to improved guidance for the full
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