Morrow Bank ASA (OSL:MOBA)

kr 9.2 0.34 (3.84%) Market Cap: 2.12 Bil Enterprise Value: 2.52 Bil PE Ratio: 13.14 PB Ratio: 0.88 GF Score: 56/100

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Q4 2020 Komplett Bank ASA Earnings Call Transcript

Feb 11, 2021 / 07:45AM GMT

Release Date Price: kr8.3 (-0.48%)

Transcript

Operator

Welcome to the Komplett Bank Q4 2020 Presentation. (Operator Instructions)

I'm now pleased to present Mr. Jan Haglund, CEO. Please begin your meeting.

Jan Olov Haglund

Komplett Bank ASA - CEO

Good morning, and welcome to the presentation of Komplett Bank's results for Q4 2020. Please turn to Slide #3.

My name is Jan Haglund, and I am the CEO of Komplett Bank. Together with me on this call, I have our CFO, Henning Fagerbakke, who will deliver the specifics on the financials in this presentation. After the presentation, you will all have a chance to ask questions in the Q&A session.

Next picture. We have returned to growth. We continue to see strong demand from creditworthy individuals for our flexible financing solutions. I expect that to continue growing in 2021 and beyond, and our target loan growth of 5% to 10% in 2021 remains.

Moving on to credit performance. In the initial stage of the pandemic, we had an increase in the number of requests from customers with short-term challenges in servicing their loans. During

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