Sampo Oyj (OHEL:SAMPO)

€ 38.99 -0.02 (-0.05%) Market Cap: 20.99 Bil Enterprise Value: 22.44 Bil PE Ratio: 14.72 PB Ratio: 3.00 GF Score: 61/100

Q4 2022 Sampo plc Earnings Call Transcript

Feb 10, 2023 / 12:00PM GMT

Release Date Price: €41.39 (-5.80%)

Transcript

Sami Taipalus

Sampo Oyj - Head of IR

Good afternoon, everyone, and welcome to the Sampo Group Fourth Quarter 2022 Conference Call. My name is Sami Taipalus and I'm Head of Investor Relations at Sampo Group. I'm joined on the call by Group CEO, Torbjorn Magnusson; Group CFO, Knut-Arne Alsaker; and CEO of If, Morten Thorsrud. The call will feature a short presentation from Torbjorn, followed by Q&A. A recording of the call will later be available on sampo.com.

With that, I hand over to you, Torbjorn. Please go ahead.

Torbjorn Magnusson

Sampo Oyj - Group CEO & Chairman of Group Executive Committee

Thanks, Sami, and welcome, everyone. I am pleased to be able to release yet again very solid figures for the quarter and the full year. Both the backward-looking cost and claims ratios as well as the forward-looking retention and rate change numbers are overall very satisfactory, especially in the Nordics. Furthermore, in this main market of ours, we observed no changes to the market structure in the latter part of the year, no start-ups, either from

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