Vestjysk Bank AS is a regional bank. The bank provides a range of banking products and financial services to private and corporate customers. Its product portfolio comprises credit cards, savings accounts, mortgages, loans, pension funds, insurance, financing, leasing, as well as related advisory and investment services, among others. The bank operates an online banking facility, named Netbank, which offers access to payments, transfers, electronic invoices, product overviews, mobile banking, and securities trading.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	4.23
Equity-to-Asset	0.15
Debt-to-Equity	0.11
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.93	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	24.2
	3-Year EPS without NRI Growth Rate	38.7
	3-Year Book Growth Rate	15.9

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	62.64
	9-Day RSI	62.11
	14-Day RSI	59.47
	6-1 Month Momentum %	-9.67
	12-1 Month Momentum %	6.75

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	9.87
	Dividend Payout Ratio	0.5
	Forward Dividend Yield %	9.87
	5-Year Yield-on-Cost %	9.87
	3-Year Average Share Buyback Ratio	-11.2
	Shareholder Yield %	11.5

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	46.93
	ROE %	15.5
	ROA %	2.35
	Years of Profitability over Past 10-Year	9

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.02
	Forward PE Ratio	7.08
	PE Ratio without NRI	5.02
	Shiller PE Ratio	8.03
	PEG Ratio	0.35
	PS Ratio	2.36
	PB Ratio	0.74
	Price-to-Tangible-Book	0.75
	EV-to-Revenue	1.21
	Price-to-Projected-FCF	0.99
	Price-to-Median-PS-Value	1.04
	Price-to-Peter-Lynch-Fair-Value	0.39
	Price-to-Graham-Number	0.41
	Forward Rate of Return (Yacktman) %	14.23

Financials (Next Earnings Date:2025-02-19 Est.)

Annual Quarterly TTM

OCSE:VJBA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Vestjysk Bank AS Executives

Details

GF Value: kr4.03

OCSE:VJBA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with VJBA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil kr)	2,259.158
	EPS (TTM) (kr)	0.847
	Beta	0.27
	Volatility %	19.28
	14-Day RSI	59.47
	14-Day ATR (kr)	0.064376
	20-Day SMA (kr)	4.15
	12-1 Month Momentum %	6.75
	52-Week Range (kr)	3.85 - 5
	Shares Outstanding (Mil)	1,233.4

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Vestjysk Bank AS Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Vestjysk Bank AS Stock Events

Financials Calendars

	Event	Date	Price(kr)
No Event Data

Vestjysk Bank AS Frequently Asked Questions

What is Vestjysk Bank AS(OCSE:VJBA)'s stock price today?

The current price of OCSE:VJBA is kr4.25. The 52 week high of OCSE:VJBA is kr5.00 and 52 week low is kr3.85.

When is next earnings date of Vestjysk Bank AS(OCSE:VJBA)?

The next earnings date of Vestjysk Bank AS(OCSE:VJBA) is 2025-02-19 Est..

Does Vestjysk Bank AS(OCSE:VJBA) pay dividends? If so, how much?

The Dividend Yield % of Vestjysk Bank AS(OCSE:VJBA) is 9.87% (As of Today), Highest Dividend Payout Ratio of Vestjysk Bank AS(OCSE:VJBA) was 0.5. The lowest was 0.14. And the median was 0.14. The Forward Dividend Yield % of Vestjysk Bank AS(OCSE:VJBA) is 9.87%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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