Full Year 2023 NatWest Group PLC Earnings Call Transcript
Good morning and welcome to the NatWest Group Annual Results 2023 Management Presentation.
Today's presentation will be hosted by Chairman Howard Davies, CEO Paul Thwaite and CFO Katie Murray. After presentation, we'll take questions.
Good morning, everyone, and thank you for joining Paul, Katie and me for our Full Year Results Call.
This will be the last set of results the bank publishes before I stand down as Chairman. And in addition to our full year results this morning, we've also announced the appointment of Paul Thwaite as our permanent Group CEO. As you will know, Rick Haythornthwaite was announced as my successor in September last year. He joined the group Board formally as a nonexecutive director at the start of last month and will take over from me as Chair on the 15th of April. He led the process to appoint our new CEO. The bank this new leadership team inherits is very different from the one I joined in 2015. The group has returned to profitability, is more customer
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