NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in our market area of Lake County, Illinois and adjacent communities.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.17
Equity-to-Asset	0.29
Debt-to-Equity	0.39
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.55	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-3.7
	3-Year EPS without NRI Growth Rate	-235.1
	3-Year FCF Growth Rate	49.8
	3-Year Book Growth Rate	19

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	66.07
	9-Day RSI	64.51
	14-Day RSI	63.06
	6-1 Month Momentum %	16.62
	12-1 Month Momentum %	17.94

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.5
	Shareholder Yield %	3.23

Profitability Rank

1/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-72.11
	FCF Margin %	-0.67
	ROE %	-5.84
	ROA %	-1.72
	Years of Profitability over Past 10-Year	2

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PS Ratio	9.24
	PB Ratio	0.79
	Price-to-Tangible-Book	0.79
	Price-to-Operating-Cash-Flow	379.03
	EV-to-Revenue	9.02
	EV-to-FCF	-1343.95
	FCF Yield %	-0.07

Financials (Next Earnings Date:2025-02-13 Est.)

Annual Quarterly TTM

NSTS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with NAS:NSTS

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

NSTS Bancorp Inc Executives

Details

GF Value: $11.41

NSTS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with NSTS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	6.257
	EPS (TTM) ($)	-0.9
	Beta	0
	Volatility %	11.67
	14-Day RSI	63.06
	14-Day ATR ($)	0.168784
	20-Day SMA ($)	11.350495
	12-1 Month Momentum %	17.94
	52-Week Range ($)	9.3231 - 11.89
	Shares Outstanding (Mil)	5.26

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

NSTS Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

NSTS Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

NSTS Bancorp Inc Frequently Asked Questions

What is NSTS Bancorp Inc(NSTS)'s stock price today?

The current price of NSTS is $11.75. The 52 week high of NSTS is $11.89 and 52 week low is $9.32.

When is next earnings date of NSTS Bancorp Inc(NSTS)?

The next earnings date of NSTS Bancorp Inc(NSTS) is 2025-02-13 Est..

Does NSTS Bancorp Inc(NSTS) pay dividends? If so, how much?

NSTS Bancorp Inc(NSTS) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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