Business Description
IBL Finance Ltd
ISIN : INE0O7401018
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Traded in other countries / regions
IBLFL.India IPO Date
2024-01-16Description
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.06 | |||||
| Equity-to-Asset | 0.85 | |||||
| Debt-to-Equity | 0.09 | |||||
| Debt-to-EBITDA | 1.49 | |||||
| Interest Coverage | 248.62 | |||||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 9.01 | |||||
| Beneish M-Score | 22.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 151.4 | |||||
| 3-Year FCF Growth Rate | -186.7 | |||||
| 3-Year Book Growth Rate | 162.1 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 34.97 | |||||
| 9-Day RSI | 36.53 | |||||
| 14-Day RSI | 36.93 | |||||
| 6-1 Month Momentum % | 16.44 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 7.1 | |||||
| Quick Ratio | 7.1 | |||||
| Cash Ratio | 0.78 | |||||
| Days Payable | 8.77 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Shareholder Yield % | -29.11 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 83.76 | |||||
| Operating Margin % | 48.59 | |||||
| Net Margin % | 16.17 | |||||
| FCF Margin % | -106.32 | |||||
| ROE % | 5.93 | |||||
| ROA % | 5.15 | |||||
| ROIC % | 12.61 | |||||
| ROC (Joel Greenblatt) % | 176.89 | |||||
| ROCE % | 7.62 | |||||
| Years of Profitability over Past 10-Year | 3 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 44.44 | |||||
| PE Ratio without NRI | 19.98 | |||||
| PS Ratio | 7.2 | |||||
| PB Ratio | 2.28 | |||||
| Price-to-Tangible-Book | 2.31 | |||||
| EV-to-EBIT | 41.89 | |||||
| EV-to-EBITDA | 38.84 | |||||
| EV-to-Revenue | 9.09 | |||||
| EV-to-FCF | -8.73 | |||||
| Price-to-Graham-Number | 1.43 | |||||
| Price-to-Net-Current-Asset-Value | 3.43 | |||||
| Earnings Yield (Greenblatt) % | 2.39 | |||||
| FCF Yield % | -11.67 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
IBL Finance Ltd Executives
DetailsGF Value
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 141.224 | ||
| EPS (TTM) (₹) | 1.17 | ||
| Beta | 0 | ||
| Volatility % | 0 | ||
| 14-Day RSI | 36.93 | ||
| 14-Day ATR (₹) | 2.380541 | ||
| 20-Day SMA (₹) | 55.5175 | ||
| 12-1 Month Momentum % | 0 | ||
| 52-Week Range (₹) | 45.25 - 91.7 | ||
| Shares Outstanding (Mil) | 24.73 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
IBL Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
IBL Finance Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
IBL Finance Ltd Frequently Asked Questions
What is IBL Finance Ltd(NSE:IBLFL)'s stock price today?
The current price of NSE:IBLFL is ₹52.00. The 52 week high of NSE:IBLFL is ₹91.70 and 52 week low is ₹45.25.
When is next earnings date of IBL Finance Ltd(NSE:IBLFL)?
The next earnings date of IBL Finance Ltd(NSE:IBLFL) is .
Does IBL Finance Ltd(NSE:IBLFL) pay dividends? If so, how much?
IBL Finance Ltd(NSE:IBLFL) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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